Beresford, Vermillion and Sioux Falls South Dakota real estate listings, home buying, selling and relocation information

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About Me: Beresford, Vermillion and Sioux Falls South Dakota home buying, real estate listings, and homes for sale in Union County, SD

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Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	What characteristics must a home have to be considered a prestigious property?
A	Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person.
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Woody Houser, REALTORŽ, real estate agent and broker for Beresford, Vermillion and Sioux Falls South Dakota home listings, property and land for sale - NUMBER1EXPERT(tm)

Woody Houser
Farm and Home Realty, Inc.
711 W. Cedar Street
Beresford, SD 57004
Phone: 605-763-8085
Phone: 605-231-1867
Phone: 605-957-5425
Cell: 605-957-5425
Cell Sx Falls: 605-231-1867
Fax: 605-763-8084
Email: woodyhouser@NUMBER1EXPERT.com
Woody bought his first property in 1985, his first farm in 1990 and his first investment property in 1993. He has bought and sold residential, commercial and farmland every year since 1993. Woody has experience in all aspects of real estate transactions, including inspecting, financing, buying, surveying, selling, and leasing. Woody operates with integrity, professionalism and exceptional personal service. Woody, and his partner and wife, Mindy, with their technical capabilities and intimate knowledge of marketing, which includes the latest Internet technologies, will insure the buying and selling cycles will be quicker, smoother and more profitable for you. So for any real estate need in Sioux Falls and the surrounding area, email or call Woody Houser.

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